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Complaints Guide

Version 2 – June 2022

Complaints Guide

Odyssey Specialist Group Pty Ltd (Odyssey) is committed to having effective complaints management procedures in place so that complaints are dealt with in a respectful, timely and fair manner, and in confidence.

What is a complaint?

A complaint is defined as:
“An expression of dissatisfaction made to or about an organisation, related to its products, services, staff or the handling of a complaint, where a response or resolution is explicitly or implicitly expected or legally required”

This also includes any privacy concerns or complaints you may have.

How do I make a complaint?

If in the unlikely event that there is a complaint between Odyssey and a client then Odyssey’s internal disputes resolution (IDR) process will be instigated to resolve the matter.
If you have a complaint, please contact the Complaints Manager by any of the following methods:

Postal Address

PO BOX 8004 Woolloongabba QLD, 4102


07 3315 2455




We take your feedback seriously and will work quickly, proactively and fairly to investigate and resolve your complaint.

What information is needed to lodge a complaint?

Odyssey will only ask for, and take into account, relevant information in considering a complaint In accordance with Odyssey’s Privacy Policy, you are permitted to seek access to your personal information and information that has been relied upon in assessing your complaint.

We will collect certain information from you in order to consider your complaint, including:

  • Your full name, contact details and any communication preferences;
  • Name of any service providers, such as any investment, insurance or credit product providers, associated with your complaint;
  • Any identifying account numbers or other references, such as an investor number, loan number, policy number or superannuation account number;
  • A description of your complaint; and
  • How you would like the complaint resolved.

What happens once a complaint is lodged?

We will aim to acknowledge your complaint within 1 business day of receiving it, and we will let you know who will be handling your complaint and what you should expect as part of the IDR process.

The person handling the complaint will:

  • commence their investigation and may require further details from you;
  • will keep you updated on the progress of your complaint;
  • contact you with an IDR response upon completion of their investigation, which will provide you with information about:
    • the final outcome of your complaint at IDR; and
    • your right to take the complaint to the Australian Financial Complaints Authority (“AFCA”) if you are not satisfied with the IDR response and how to contact AFCA.

We may not provide a written IDR response to you if, within 5 business days of receiving your complaint, we have:

  •  resolved the complaint to your satisfaction; or
  • given you an explanation and/or apology when no further action to reasonably address the
    complaint can be taken.

However if you would like a written response to your complaint, you can request one and we will provide it.

How soon will I receive a response to my complaint?

We aim to resolve all complaints as quickly as possible. Many complaints can be resolved immediately or within a few days.

We will keep you informed in relation to your dispute and will provide you with an IDR response within 30 calendar days of receiving your complaint.

What if I am not happy with your complaint response?

If your complaint is not resolved to your satisfaction through our IDR process, you have the right to refer your complaint to AFCA. AFCA is an external dispute resolution scheme responsible for providing fair and independent complaints resolution services which are free to consumers.

You can lodge your complaint with AFCA by sending the relevant information and documents to:

Australian Financial Complaints Authority Limited (AFCA)

Postal Address

GPO Box 3, Melbourne VIC 3001


1800 931 678


(03) 9613 6399



What further assistance or information is available?

We will assist in you in lodging your complaint, which may including incorporating the services on the below, who you can also utilise:

  • the National Relay Service, a government initiative that offers an Australia-wide phone service for people who are deaf or have a hearing or speech impairment. It’s available at no additional charge:
    • For talk to text users, please call 133 677 and then ask for phone number;
    • For speak to listen users, please call 1300 555 727 and then ask for phone number; o
    • For internet relay users, please connect to the NRS and then ask for phone number.
  • Translating and Interpreting Service (TIS National) is a government interpreting service available 24 hours a day to any person or business who needs assistance in communicating with non-English speaking persons.

You are also able to authorise a representative to act on your behalf in lodging and dealing with your complaint. This might be a financial counsellors, legal representative, family or trusted friends.

If you would like a copy of this Complaints Guide posted to you, please let us know and it will be provided free of charge.

If you have any further questions or concerns about Odyssey’s IDR process, please contact the Complaints Officer or Odyssey generally on the contact details listed in this Complaints Guide. We welcome your feedback.

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